Why do governments need stablecoins?

America's debt passed $40 trillion in August 2026, about 125% of its economy, adding over $2 trillion a year. EU governments owed another 15.7 trillion euros in March 2026. Money goes digital either way: 130-plus countries work on state digital money, CBDCs. Europe builds the digital euro, the cage I called on my EU Digital Cage card. America chose the opposite: private digital dollars.