European Central Bank.

People who were never on your ballot. Ursula von der Leyen was installed by council deal and ruled against by the EU's own Court for withholding her Pfizer texts. Christine Lagarde was found guilty of negligence in 2016 over a €403 million state payout to tycoon Bernard Tapie, received zero punishment, and now runs the ECB building the digital euro. Convicted upward, never voted in.

The scammers: Sam Bankman-Fried, Binance, the NFT sellers. And the pirates: BlackRock's Bitcoin ETF, and the US, China, and the ECB taking turns killing it. NFT.NYC, with 16,000 tickets at $1,000 and $16 million in the door, even refused to pay me as a speaker.

The future of money is digital, programmable, and borderless. I predict blockchain, stablecoins, and digital payments rewire how value moves through the global economy. Cash and 3-day cross-border transfers give way to instant, programmable value, and the players are already in position: Visa and Mastercard settle in stablecoins, BlackRock sells Bitcoin in an ETF, and the ECB targets 2029 for the digital euro. I made the origin forecast on stage in 2008: the greedy masses go for crypto, the smart pick Bitcoin, the smartest back blockchain itself. I bought Bitcoin in March 2011 and cashed out in July 2025. The real question is no longer whether money goes digital. It is who writes the rules when it does. Watch the rule-writers, not the price charts. Digital money you do not control is a leash, not freedom.

By 2030 the wallet is mandatory in practice: no wallet, no government services, no bank account, no travel. Identity, money, movement: China's social credit state rebuilt with European branding, the switchboard in Brussels, not your parliament. Check it yourself, every law is public: the EU law database, the ECB's digital euro pages, the UN's Agenda 2030. Read them before they read you.