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Elon Musk's financial layer inside X, a 27-year plan: X.com in 1999, fired on his honeymoon, PayPal, the domain bought back in 2017, and now the wallet. Launched April 2026 with money-transmitter licenses in 41 US states, a Visa partnership, a metal debit card with your X handle, 6% yield, and 600 million users already on the platform before a single dollar flowed.

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