Binance.

Hackers get into banks through people and suppliers: stolen logins, insider access, compromised laptops. In Brazil, July 2025, police say an IT worker at bank supplier C&M Software sold access to criminals. Investigators reported R$15,000 in payments, about $2,700. Hackers diverted more than $100 million from 1 institution. The Carbanak gang infiltrated banks through malicious emails to employees. The October 2026 Binance heist reportedly involved a compromised engineer's laptop and additional attack points. AI makes deception cheaper, faster, and more convincing. The vault is only as strong as its cheapest key.

The scammers: Sam Bankman-Fried, Binance, the NFT sellers. And the pirates: BlackRock's Bitcoin ETF, and the US, China, and the ECB taking turns killing it. NFT.NYC, with 16,000 tickets at $1,000 and $16 million in the door, even refused to pay me as a speaker.

The future of blockchain is infrastructure, not speculation. Blockchain is a shared record nobody can quietly edit, and I predict identity, payments, credentials, contracts, and supply chains will matter far more than short-term trading. I said it on stage in 2008: the greedy masses go for crypto, the smart pick Bitcoin, the smartest back blockchain itself. The hype phase hid the utility, and the crypto circus around it is the most fraudulent industry I have seen in 25 years: SBF, Binance, the NFT bubble. The lasting value is the shared record itself. But the middlemen did not disappear: JPMorgan, Visa, and BlackRock now run it under the hood. The circus fades. The infrastructure stays. Back the rails, not the clowns.